Legal Options For Catastrophic Injuries
If you experience a serious injury that results in immobility, loss of income, or a drastic impairment in your ability to carry out typical tasks, you may be eligible for a catastrophic injury claim. Potentially life-changing and usually occurring unexpectedly, catastrophic injuries are some of the most commonly litigated claims in the United States, netting plaintiffs millions of dollars every year.
The results of catastrophic injuries may not be apparent until several months or even years after the incident. Nevertheless, the injuries they cause usually have long-lasting or permanent effects. Many people that have experienced catastrophic injuries have incurred damage to the central nervous system. This can affect many other parts of the body as well.
Issues related to catastrophic injuries
Catastrophic injuries encompass a wide variety of different injuries including:
- Amputation or dismemberment
- Brain-related injuries
- Eye injuries
- Multiple bone fracture
- Head trauma
- Spinal cord related injuries
Certain types of catastrophic injuries, particularly those affecting the brain or the spinal cord, can be very serious and difficult to recover from. Their effects may also last for a long time, even for the duration of the person’s life. Many people who suffer from such injuries also require long-term care. Many are not be able to return to work for several months, and some may never be able to work again.
Causes of catastrophic injuries
There are many scenarios that can result in a catastrophic injury. Most catastrophic injury cases filed in the United States involved vehicular accidents, and to a lesser degree, industrial accidents and workplace falls. Other fairly common causes of catastrophic injuries are medical malpractice, sports accidents, injuries incurred from falling/flying objects, and injuries sustained as part of military service.
In the event of catastrophic injury resulting from neglect or action, the person injured may be eligible to file a lawsuit against the individual or organization responsible. This may be the only legal way to get compensation for medical costs, loss of income, and even mental and emotional trauma and anguish. Getting compensation for lost income is especially important, as most people who experience catastrophic injuries are unable to work for a long time, and perhaps may never even work again. For such claimants, compensation may be awarded for income already lost and future lost income.
There are companies that offer plaintiffs cash advances that can be paid off from the proceeds from a successful lawsuit. Since most people who experience catastrophic injuries are not able to return to work immediately–if ever at all–these cash advances help ease financial burdens until the lawsuit has been successfully litigated.
Medical care is an especially important concern for people who experience a catastrophic injury. The person affected will require immediate medical attention in a professional medical facility, and long-term medical care may be required as well.
Unfortunately, not everyone is able to afford the type of specialized medical care that they need while the case is still in litigation. Since the legal process can take several months, the injured person and his immediate family will typically have to endure the financial burden until after receiving a favorable ruling and compensation. In many instances, plaintiffs have had to settle for much lower compensation than they deserve just to be able to deal with the financial burden caused by the injury.
By applying for pre-settlement funding, plaintiffs may be able to ease this financial burden and have a source of income while waiting for a decision. With the help of the money from the advance, a plaintiff may be able to pay the medical bills and be able to hold out longer for higher compensation.